Mosey & Mosey is proud to partner with Local Authority Services (LAS), a wholly owned subsidiary of the Association of Municipalities of Ontario (AMO) to offer Ontario municipalities with a wide range of competitively priced group insurance products.

The benefits program, underwritten by Sun Life Financial, has been designed to provide small to medium sized municipalities with access to favourable premium rates and preferred expenses levels. The primary objective of the LAS program is to allow member municipalities to obtain volume discounts, higher group life and long-term disability non-medical evidence maximums, and reduced administrative costs, which are borne through the collective purchasing of the overall program.

The benefits program has been structured to be responsive whether a customer’s needs range from cost containment to coverage enhancements. Regardless of customer size, these programs are flexible, allowing members to participate in one benefit plan or a combination of plans available.

LAS is pleased to partner with Mosey and Mosey to offer flexible group benefits options to all Ontario municipalities.

Since 1971 Mosey & Mosey has provided Ontario’s public sector employers with innovative group benefit consulting and brokerage services at a very competitive cost. They are committed professionals dedicated to service and have forged a solid reputation of being the best combination of value and service. 

Mosey and Mosey are currently the employee benefit consultants to over 200 public sector employers across the province including more than 100 municipalities (more than any other agent, broker or consultant firm in Ontario).   Their client retention rate of over 95% speaks to the level of value-added service and the ongoing satisfaction of our clients.

The LAS Group Benefits Program is designed to provide small to medium sized municipalities with access to favourable premium rates and preferred expenses levels. The primary objective of this LAS program is to allow municipalities to obtain volume discounts, higher group life and long-term disability non-medical evidence maximums, and reduced administrative costs, which are borne through the collective purchasing of the overall program.  The entire plan is sponsored by LAS.

Features of this unique volume purchasing program include:

• Easy access to competitively priced group insurance products for small/medium sized municipalities.
  

• Savings achieved through volume purchasing and lower administration costs.
  
  
• Flexible benefit choices not always available to organizations of this size.
  
  
• Municipalities can match current contract(s) or choose additional benefits, if desired.
  
  
• Higher Group Life and Long-Term Disability non-medical limits than many plans.
  
  
• Coverage options for not only full-time municipal staff, but also seasonal staff.
  
  
• Unique benefit options for Elected Officials – visit the LAS website for info.

Benefits are underwritten by Sun Life Financial.

Mosey & Mosey Representative List of Clients (*.pdf)

Choose from a full range of coverages for municipal staff, including:

Life Insurance: Basic, Optional, Dependent and Spousal life insurance

Disability Insurance: Short and Long-Term Disability Insurance

Health Care: Extended Health Services, Drug, Hospital, Vision and Dental Care coverage

Accident Insurance: Basic and Voluntary Accidental Death & Dismemberment

Retiree Coverage: Supplementary Life, AD&D Health and Dental Care

The LAS program brings the following features and advantages to small and medium sized municipalities:

• Reduced Cost:  Competitive rates and premium stability based on volume purchasing and preferred risk management programs.
  

• Flexibility:  A complete range of group insurance products, providing the flexibility to tailor plans to your specific needs.
  
  
• Superior Risk Management:  Improved pooling protection, stop loss arrangements and preferred underwriting arrangements.
  
  
• Customized Employee Communication Tools:  Effective employee communication pieces (including employee benefit handbooks) to ensure you receive maximum value from your benefit plan investment.
  
  
• Centralized Administrative Services:  Bring the power of e-commerce to your program administration.  Ease of plan management and online program reporting are some of the features available.
  
  
• Complete Autonomy:  Individualized billings, administration, booklets, plan management and premium rates.

Not only has the program been structured to be responsive to member municipalities’ needs for full-time employees, the program also offers coverage options for elected officials, and seasonal full-time staff. 

Please Click here to be taken to the detailed coverages available to Elected Officials.

The following process will apply for those municipalities requesting additional information regarding the LAS-sponsored group association program:

FLOWCHART DOCUMENT (Click to enlarge...*.pdf)

The following document outlines the information required to obtain a quote through the LAS program:

MUNICIPALITY CHECKLIST (Click to enlarge...*.pdf)

Quotations and further cost information can be obtained now for all group benefit choices including the Elected Official Plan by contacting:

Jason Hagan, LAS Program Co-ordinator
Local Authority Services Ltd.
Phone:  (416) 971 – 9856 ext 320
jhagan@amo.on.ca

Representing more public sector employers than any other firm in Ontario, Mosey & Mosey has earned a reputation among Ontario’s public sector as a leader in the group benefits field and we are pleased to bring unique and cost effective group benefits to the members of LAS.